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$445,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1926
3,021 sqft • 0.17 acres
St. Paul schools
MLS# 6597007
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    Property Description

    Welcome to this charming duplex in Saint Paul, MN, featuring a stunning brick exterior in excellent condition. A brand new roof with a transferable 50-year warranty was installed in November 2024!! The main floor unit spans both the main level and the basement, offering 3 spacious bedrooms and 2 bathrooms. On the main floor, you'll find a large living room with beautiful built-in buffets and intricate woodwork, adding timeless charm. The basement features a generous family room, perfect for relaxation or entertainment, along with a full mother-in-law apartment for extended family or additional rental income. This unit also includes convenient laundry facilities and ample storage space. The upper unit encompasses both the second and third floors, boasting lovely hardwood floors, a built-in buffet, and detailed woodwork throughout. This unit features 2 bedrooms and 1.5 bathrooms, with both bedrooms located on the second floor alongside a full bathroom. The third level offers a large, open area that can be used as a flex space, complete with a half bathroom and laundry. Though the ceilings are lower on the third level, the space is full of potential. Located in a desirable neighborhood, this well-maintained duplex is perfect for owner-occupants or investors. Donâ??t miss out on this rare opportunity!

    Listing

    Contingency: None
    Price per sq ft: $148
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55107
    Neighborhood/Area: West Side
    Subdivision Name: Haas Place

    Interior

    Living Area: 3,021 ft2
    Ranges: Three
    Refrigerators: Three
    Basement Details: Finished

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 2
    Garage Size: 750 ft2
    Foundation Size: 1,218 ft2
    Handicap Accessible: None
    Heating System:
    • Boiler
    • Ductless Mini-Split
    Parking Features: Detached
    Exterior Material: Brick/Stone
    Roof Details: Age 8 Years or Less

    Lot & Land

    Acres: 0.17
    Geolocation: 44.928811, -93.094648
    Lot Dimensions: 72 x 100

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: $3,000
    Annual Fuel Expense: $2,500
    Annual Insurance Expense: $4,000
    Annual Maintenance Expense: $400
    Annual Gross Expense: $12,850
    Annual Trash Expense: $1,200
    Annual Water/Sewer Expense: $1,200
    Tenant Expenses: Cable TV, Electricity

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $6,548
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $6,548

    Income

    Annual Gross Income: $56,400

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: Yes
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of VSM Real Estate LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.