For Sale: White Bear Twp MLS# 7045188
Active
$398,000
Single Family: 1.5 Stories
4 br • 2 ba • Built 1906
2,400 sqft • 0.27 acres
White Bear Lake schools
MLS# 7045188
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Property Description
FHA and VA financing welcome! Rare opportunity to own a charming vintage home near Bald Eagle Lake! This 4BR/2BA home offers 2, 400 finished square feet just a half block from the lake in White Bear Township. Enjoy hardwood floors, lake views, an open-concept living/dining/family room with a fireplace, and a spacious kitchen featuring granite countertops, stainless steel appliances, a new garbage disposal, pantry space, and a breakfast bar.
The main level includes a large primary bedroom with Andersen replacement windows, a separate ¾ bath, and main-floor laundry for convenient one-level living. Upstairs you'll find three additional bedrooms, a full bath, and additional lake views. The walk-out lower level offers a family room, an office, a second washer and dryer, and abundant storage space.
Outside, enjoy a fenced yard with beautiful perennial gardens, a paver brick patio, deck, hot tub, storage shed, and an oversized 30x20 detached garage/workshop with a 220V outlet. Recent updates include a new high-efficiency furnace with central air (2025), plus improvements to exterior paint, garage siding, and electrical.
Conveniently located near the public boat launch on Bald Eagle Lake, parks, trails, and just minutes from downtown White Bear Lake. Recent improvements may support FHA and VA financing eligibility (buyers to verify with their lender).
Listing
Listing Status:
Active
Contingency:
None
List Price:
$398,000
Price per sq ft:
$166
Property Type:
Single Family
City:
White Bear Twp
Garage Spaces:
2
County:
Ramsey
Year Built:
1906
State:
MN
Property Style:
1.5 Stories
Zip Code:
55110
Subdivision Name:
Shady Side Add To, Bald Ea
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
2,400 ft2
Total Fireplaces:
1
Living Area:
2,400 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Disposal
- Dryer
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Living Room
- Wood Burning
Basement Details:
- Block
- Daylight/Lookout Windows
- Finished
- Storage Space
- Walkout
Exterior
Stories:
One and One Half
Garage Spaces:
2
Garage Dimensions:
20x30
Garage Size:
600 ft2
Garage Door Height:
7
Garage Door Width:
16
Air Conditioning:
Central Air
Foundation Size:
1,272 ft2
Fencing:
Privacy, Wood
Handicap Accessible:
None
Out Buildings:
Storage Shed
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
Parking Features:
- Asphalt
- Detached Garage
- Electric
- Garage Door Opener
Unit Amenities:
- Ceiling Fan(s)
- Deck
- Hardwood Floors
- Hot Tub
- Kitchen Window
- Main Floor Primary Bedroom
- Patio
- Tile Floors
- Washer/Dryer Hookup
Road Frontage:
- Paved Streets
- Township
Exterior Material:
- Block
- Frame
Pool:
None
Roof Details:
- Architectural Shingle
- Asphalt
- Pitched
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- Main Floor 3/4 Bath
- Upper Level Full Bath
Dining/Kitchen:
- Breakfast Bar
- Living/Dining Room
Laundry:
- Electric Dryer Hookup
- Gas Dryer Hookup
- In Basement
- In Kitchen
- Laundry Closet
- Main Level
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom 4 | 10.5 x 8 | 80 |
| Bedroom 2 | 11 x 11 | 121 |
| Bedroom 3 | 8 x 12.5 | 96 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 10.5 x 8 | 80 |
| Dining Room | 10 x 13 | 130 |
| Family Room | 11 x 13 | 143 |
| Bedroom | 15 x 21 | 315 |
| Kitchen | 11.5 x 14 | 154 |
| Laundry | 10 x 6 | 60 |
| Living Room | 19.5 x 11 | 209 |
| Patio | 17 x 21 | 357 |
| Pantry (Walk-In) | 8 x 8 | 64 |
| Porch | 11 x 7.75 | 77 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 17 x 20 | 340 |
| Office | 10.5 x 17 | 170 |
Lake & Waterfront
Waterfront Present:
N
Waterfront View:
Lake
WF Frontage:
0
Waterfront:
Lake View
Lot & Land
Acres:
0.27
Geolocation:
45.105695, -93.004488
Lot Dimensions:
119 x 96 x 117 x 95
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Medium
Schools
School District:
624
District Phone:
6514077500
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$5,922
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$5,922
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
- Electric
- Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Power Company Name:
Xcel Energy
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of RE/MAX Results.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.