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$159,000
/mo Edit
Multi-family:  Duplex Up and Down
4 br • 3 ba • Built 1902
1,930 sqft • 0.169 acres
St. Cloud schools
MLS# 7065322
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    Property Description

    Exceptional Owner-Occupant or Investment Opportunity Discover the unique opportunity to be both a homeowner and an investor with this classic, traditional two-story home, offering a long and successful rental history. The property is thoughtfully configured as a duplex with two well-appointed living spaces. The upper unit features two bedrooms and two bathrooms, along with a spacious living area and kitchen. Large windows fill the space with natural light, while a cozy fireplace adds warmth and character. The lower unit includes two bedrooms and one bathroom, a comfortable living area, and a functional kitchen—ideal for consistent rental appeal. Shared amenities include a welcoming front porch, common laundry area, and a two-stall garage with separated spaces—one stall designated for each unit. Located close to parks, shopping, dining, churches, and other conveniences, this mature home is set on a generous lot with a great yard, offering both charm and practicality. A solid investment with flexibility, character, and location—don’t miss this versatile opportunity.

    Listing

    Contingency: None
    Price per sq ft: $82
    City: Saint Cloud
    County: Benton
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56304
    Subdivision Name: St Cloud Park

    Interior

    Living Area: 1,930 ft2
    Refrigerators: Two
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Dimensions: 28x28
    Garage Size: 784 ft2
    Foundation Size: 1,052 ft2
    Handicap Accessible: None
    Heating System:
    • Baseboard
    • Forced Air
    Parking Features:
    • Detached Garage
    • Gravel
    Shared Amenities: Porch
    Road Frontage: City Street
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    Laundry: Common Area

    Lot & Land

    Acres: 0.169
    Geolocation: 45.56695155, -94.15612558
    Lot Dimensions: 50 x 147 x 50 x 147
    Zoning: Residential-Multi-Family
    Lot Description:
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Medium

    Schools

    School District: 742
    District Phone: 3202539333

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $1,665
    Annual Maintenance Expense: $1,200
    Annual Trash Expense: None
    Annual Water/Sewer Expense: $1,800
    Tenant Expenses: Electricity, Fuel, Lawn Care, Snow Removal

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $2,954
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,964

    Income

    Annual Gross Income: $22,560

    Rent

    Annual Net Income: $16,820

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of VoigtJohnson.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.